Dental Care in Joondalup Made Easy

Smile Today and Pay Later with Zip

Experience convenient dental care at Candlewood Dental Centre Joondalup with Zip’s flexible payment options. Opt for high-quality dental services today and manage costs effectively over time, keeping your smile bright.
Pretty Penny Finance Afterpay Zip HBF Supercare Child Dental Benefits Schedule Dental Services for DVA Card Holders
Pretty Penny Finance Afterpay Zip HBF Supercare Child Dental Benefits Schedule Dental Services for DVA Card Holders

Easy Instalments for Dental Treatments

Explore Zip Payment Plans

Zip is a payment method that allows you to finance dental treatments through manageable instalments, making essential care more affordable. By using Zip, you gain the freedom to schedule treatments without worrying about large upfront financial requirements. This is particularly helpful for unexpected or extensive dental work, where the ability to spread payments interest-free can be a relief.

Candlewood Dental Centre Joondalup proudly offers Zip, making dental care accessible to everyone. Patients can receive the treatment they need promptly without financial strain, thanks to flexible payment plans that fit individual budgets.

Consider using Zip for your next dental appointment. Book now to take advantage of convenient payment plans and maintain your oral health without compromise.

Accessible, High-Quality Dental Care for You

Why Choose Candlewood Dental Centre Joondalup

Explore how we meet your dental care needs with tailored services designed for good oral health and satisfaction

Effortless Dental Payments

How Zip Payment Works for You

Zip simplifies dental care payments by allowing patients to divide costs into manageable, interest-free instalments. Zip Pay provides up to $1,000 for smaller treatments, with interest-free payments when paid monthly. For significant procedures, Zip Money has limits of up to $5,000 in extended interest-free periods.

To use Zip at Candlewood Dental Centre Joondalup, simply inform the staff at the time of booking or upon arrival. The staff will assist you with the setup process, enabling you to use Zip’s flexible payment options immediately for your treatment.

If you’re interested in using Zip for your dental needs, contact us today. We are ready to help you understand how Zip can make your treatments more manageable financially.

Eligibility Requirements

Can You Use Zip for Dental Services?

To use Zip, applicants must be at least 18 years old and either an Australian citizen or a resident with long-term status. A positive credit history is also required, as Zip performs a credit check to confirm applicants’ ability to manage repayments. Additionally, a verifiable email address and mobile number are necessary for account setup and ongoing communications.

Moreover, when applying, your bank account details should be up-to-date because Zip arranges a direct debit for payment instalments. Your regular income will also be assessed to see if you can meet the repayment terms.

If you’re qualified, consider using Zip at our clinic. Book an appointment and explore how Zip can simplify managing your dental expenses.

Zip for Dental Services

Frequently Asked Questions and Answers

Learn how Zip can streamline payments for various dental services with our comprehensive FAQs about terms, benefits, and accepted procedures.

Zip offers two flexible payment options, Zip Pay and Zip Money, each designed to cater to different purchasing needs. Here’s a comparison to help you understand what each service offers:

Zip Pay:

  • Credit limit up to $1,000
  • Interest-free payments
  • Minimum repayment starts from $10 per week
  • $9.95 monthly fee is waived if the balance is paid by the due date
  • Usable anywhere Contactless is accepted via Apple or Google Wallet

Zip Money:

  • Credit limits between $1,000 and $5,000
  • Interest-free period of three months
  • May include a one-off establishment fee of up to $99
  • $9.95 monthly fee is waived if the balance is $0 at the end of the month
  • Can be used at any online retailer that accepts Visa

Choosing between Zip Pay and Zip Money depends on your purchasing needs and financial planning. Consider your normal expense sizes and repayment preferences to select the option that aligns with your budgeting approach.

Here’s a breakdown of the charges you might encounter:

  • Monthly account fee:
    For Zip Pay, a $9.95 fee applies monthly, waived if the account balance is cleared by the due date. For Zip Money, the same $9.95 fee applies each month but is waived if nothing is owed at the month’s end.
  • Late payment fee:
    For Zip Pay, a $5 fee is charged for late payments. An additional fee applies if payments are caught up and then missed again at a later date.
  • One-off fee:
    For Zip Money, a one-off fee of up to $99 may apply, depending on your approved credit limit. See your contract for more details.

Managing these fees effectively makes using Zip a convenient and cost-effective choice for your dental care needs. Keep track of payment due dates and maintain a clear balance to avoid unnecessary charges and optimise your payment plan.

Yes, you can use Zip for all types of dental services. This includes routine procedures such as checkups and cleanings, as well as more complex treatments like orthodontics and cosmetic dentistry.

With Zip Pay, you have a limit of up to $1,000, making it suitable for regular dental care. For larger or more expensive treatments, Zip Money offers a higher limit, starting at $1,000 and going up to $5,000. This allows you to spread the cost of these services over time.

Repayments with Zip are automatically deducted from the payment method you linked when setting up your account. You can change your payment method anytime to suit your preferences. Additionally, you have the flexibility to adjust the frequency of your payments—weekly, fortnightly, or monthly—as long as you meet the minimum monthly repayments. This flexibility allows you to tailor the repayment schedule to fit your financial situation.
If you miss a repayment with Zip, a late payment fee of $5 is charged for Zip Pay. If you have previously caught up on repayments but missed another one later, an additional late fee will be applied. It’s important to manage your payments carefully to avoid these fees, and setting up reminders might help. Zip also provides options to reschedule payments to better align with your financial circumstances, which can be accessed via their customer portal.
Yes, you can pay off your Zip balance early without any penalties. This allows you greater flexibility in managing your finances without the worry of extra charges for early repayment. Paying your balance early can also help reduce the total interest on products where applicable, such as with Zip Money during its interest-bearing period. Additionally, clearing your balance early improves your credit standing with Zip, potentially increasing your eligibility for higher limits in the future.
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