Flexible Dental Payment Support in Joondalup

48 Months To Pay With 24 Months to Save with Medipay

MediPay is an Australian-owned payment plan provider trusted by hundreds of medical and dental practices across Australia, giving patients access to flexible finance with repayment terms of up to 48 months, no upfront deposit, and no hidden fees. Click the Pay Later Calculator to calculate your repayments and apply in minutes.
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Pretty Penny Finance Afterpay Zip HBF Supercare Medipay Child Dental Benefits Schedule Dental Services for DVA Card Holders Humm HIF
Pretty Penny Finance Afterpay Zip HBF Supercare Child Dental Benefits Schedule Dental Services for DVA Card Holders Humm HIF

A Payment Option for Eligible Dental Treatments

Smile Now, Pay Later with Medipay

With finance available from $2,000 to $55,000 and repayment terms of up to 48 months, MediPay is designed for treatments both large and small.

Patients receive fast pre-approval online, with funds paid directly to Clear Choice Dental so treatment can proceed without delay. And with an Australian-based customer care team on hand to support patients through every step of the process, it’s a seamless experience from application to approval.

Why MediPay?

  • Finance available from $2,000 to $55,000
  • Repayment terms of up to 48 months
  • No upfront deposit required
  • No penalties for early repayment – pay it off sooner and pay less
  • Fast online application with conditional approval within minutes
  • Supported by an Australian-based customer care team
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Accessible, High-Quality Dental Care for You

Why Choose Candlewood Dental Centre Joondalup

Explore how we meet your dental care needs with tailored services designed for good oral health and satisfaction

A Simple Online Application Process

How MediPay Works

MediPay applications are completed online, making it straightforward to check your eligibility and apply for a payment plan. Before applying, our team can talk you through your dental treatment plan so you have a clearer idea of the costs involved.

  1. Check your eligibility through MediPay’s online eligibility check.
  2. Complete the online application, which usually takes around 5 to 10 minutes.
  3. MediPay reviews your application and may provide a decision within 60 minutes during normal NSW business hours, subject to receiving the required information.
  4. If approved, MediPay can pay your dentist directly, and your repayments are made by direct debit.


All applications are assessed by MediPay. Terms, conditions, fees, charges and lending criteria apply.

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Check Whether MediPay May Suit You

Eligibility for MediPay

MediPay sets its own eligibility and lending criteria. In general, applicants may need to be at least 18 years old, an Australian citizen or permanent resident, earning regular income, and able to provide suitable identification such as a driver licence, Medicare card or Australian passport.

MediPay may also assess your financial position to confirm whether the payment plan is suitable for you. Approval is not guaranteed, and final approval may depend on supporting documents, credit assessment and MediPay’s responsible lending requirements.

If you are unsure whether MediPay is right for you, our team can explain how it works and direct you to MediPay for the application and eligibility process.

MediPay Dental Payment Plan FAQs

Frequently Asked Questions About MediPay

Find answers to common questions about MediPay dental payment plans, including borrowing limits, approval timeframes, applications and eligible dental procedures.
MediPay currently states that eligible applicants can borrow from $2,000 to $30,000, subject to suitability, requirements and lending criteria. The maximum amount may be lower for applicants aged 18 to 21.
MediPay states that decisions may be provided within 60 minutes, subject to receiving all required information and during normal NSW business hours. Final approval depends on MediPay’s lending criteria and any supporting documents required.
You can apply online through MediPay. The application usually takes around 5 to 10 minutes. If you are planning dental treatment at Candlewood Dental Centre Joondalup, our team can help you understand your treatment costs before you apply.
MediPay can be used for many dental-related costs, provided the treatment is carried out by an appropriately qualified and registered provider in Australia. Coverage and approval depend on MediPay’s criteria and your individual application.
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